Accident Settlement Offers Will Always Be Too Low. Imagine you just suffered devastating injuries from a motor vehicle accident and are now recovering at home, in pain, and worrying about how you will pay your bills. An insurance professional knocks on your door with a check for $100,000 for your accident. With the emotional and physical trauma following a vehicle crash, a large amount of money sounds great, and some victims rush into accepting the very first settlement offer. Yet determining the value of a vehicle accident case goes far beyond a simple calculation of injury type, future expenses not covered by no-fault insurance and the wrongdoer’s policy limit. Offering to settle is essentially a backdoor approach by insurance firms to saving litigation costs at the cost of an accident victim’s right to an entire recovery.
How to protect yourself: It never hurts to call an auto accident lawyer and request for advice. Many lawyers can explain accident law, what you are entitled to and ensure lower car insurance premiums is paying everything they are meant to – without any fee or obligation.
Releases and Recorded Statements Are Pushed Early On to Overwhelm Accident Victims. Many victims rush into signing adjusters’ documents with out the language reviewed by an auto accident lawyer, believing these are merely basic verifications of the accident. Therefore, they might lose their right to sue a negligent driver for accident-related injuries. Claims adjusters often attempt to get recorded statements early, hoping to minimize the victim’s pain and injuries for later use within court. Even vehicle damage releases can contain unrelated language that can jeopardize your other claims.
How to protect yourself: Never give statements with an accident claims adjuster and never sign a release or enable the adjuster to look at the auto damage. Simply tell the adjuster you need to evaluate the paperwork along with your attorney and can return to all of them with your response. Regardless of how desperate you might feel after suffering the financial burden of medical bills, lost wages and disabling pain, involving a car accident attorney will guarantee your rights are protected. Take into account that the claims adjuster works well with the insurer, and contains its interest in your mind – not the injured victim.
Standard practice would be to deny or delay claim payouts. Many people suffering injuries coming from a motor vehicle accident call their vehicle insurance company to learn what to do next. They assume that when they adhere to the process, they are going to receive fair, timely compensation for injuries as a result of the auto accident. After all, they paid for the car insurance because of this – to become covered in case of a car accident.
Yet many insurance companies engage in common delay tactics including denying claims, not returning calls, placing people on hold for extensive periods, requiring a victim to repeatedly gather records, and passing you against gdfzvx adjuster to another. Soon the financial burden of time off work and mounting medical bills drives innocent car accident victims get in touch with a lawyer. Or worse, it makes them desperate enough to just accept an extremely low settlement offer, limiting any future recovery of damages.
The best way to protect yourself: In case you are experiencing these typical delay tactics, contact an auto accident attorney who can assist you with having your claim processed and the benefits you might be eligible to under your state’s law.
In case your auto accident involves injuries to you personally and your family (even seemingly minor injuries), consult a car accident attorney at the earliest opportunity. Not only will you better understand what benefits you are eligible for, but you will get the reassurance understanding that you received the entire worth of benefits and compensation available to injured drivers.